How many of you actually take advantage of your employer benefits?
I use my medical coverage benefit for the odd presciption I might have and it pays for itself, as I get migraines, so my company plan covers 90%, which is great, since the migraine medication I take is around $125 I think for 6 tablets. I also use it for the vision and when I'm brave enough the dentist. We also have Long Term Disability Insurance (60% of salary) and $25,000 in life insurance as part of our benefit plan. I have to pay for Disability Insurance and Life Insurance premiums, and my boss splits 1/2 the cost of the medical, dental and vision premium.
Hubby has the same coverage except no Disability Coverage or Life Insurance, but he also doesn't have to pay any monthly premiums.
Both our employers match RSP (Retirement Saving Plan) contributions - for me up to $2,000 and for hubby up to $1,200 so we take advantage of that to the max.
I work downtown and I'm fortunate enough that my boss, covers my monthly parking in our work building.
we certainly take advantage of our benefits! I go to the allergist, dd goes to the doc for all her visits, we all go to the dentist and get everything taken care of every 6 months... dh does his once a year dermatology (I married an irishman with a very light skin tone!)
ReplyDeleteDon't get benefits!! While I was in school I did though and used prescription benefits as well as a credit toward glasses.
ReplyDelete