I really feel like we should be putting another $200 a month into RSPs (Registered Retirement Savings Plan) in order to secure a better financial future, for ourselves. Currently, between hubby and myself and our employer contributions, we have $650 going in a month. I would really love to see that number increased to $850 a month, but for now we just don't have the extra funds to do it. I've decided that any "extra" money left over from our budget will now be going into the RSPs, as every little bit helps. So we had an extra $20 left over from the budget from last month, so I put it into my RSP, as hubby currently has more in RSPs than I do. I would like us to try to be as even in our Retirement Savings, in retirement, as possible.
In order to keep track of how much extra, over the course of a year we can put towards my RSP, I have made up a spread sheet. I am looking forward at seeing what all these actual little contributions add up to, by the end of the year.
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