Our Savings Funds are still stagnant. Oh how I wish that they would grow in leaps and bounds each month, I guess only in my dreams, for now, I will have to be content with it growing by $50 a month.
This year has been a tough one - it seems this was the year for our investment property to do poorly - we've had some renters, but we've also had a few "empty" months, with has meant that we had to cover that condo's mortgage and condo fees during those times, on top of our own mortgage. The crunch wouldn't have been so bad, if hubby's pay hadn't been cut, yet again, for the second year in a row. Please don't get me wrong, I'm extremely grateful that we both have full time jobs to go to in these trying economic times.
It also seemed that some essentials around the house finally gave up their will to survive and work, so we had to purchase replacements. Luckily, we were fortunate to be able to replace these items, without going into any debt.
We also had to purchase a "new to us" truck that we needed to get Hubby after his ancient car finally gave out. At least we were able to put a sizeable down payment on it, but we did have to finance it at $210 a month - in the scheme of things it's not too bad. It's an excellent truck in great condition and had low kms/miles and we did our research and came out with a great purchase price on it.
I'm looking forward to what 2011 has to offer. It will be interesting to see what we actually made in total for the year. I'm on salary, but hubby is on hourly wage.
you aren't the only one! I am so ready to see what 2011 can bring in the financial front!!! Hope it is all positive!
ReplyDeleteSounds like you still did okay with all those challenges...and I would love it if my car payment was only $200 per month! Good for you!
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