What have we given up/done with out so that we can redirect those monies elsewhere
(such as into, Retirement, Travel and Emergency funds)
No more concerts
No more buying CDs/DVDs
No going to the movies
No more French Manicures/Pedicures
Longer time between hair appointments
No more buying books
Limiting eating out in restaurants and getting take out to a minimum
Are you doing Swagbucks? That's how I get my book/CD/DVD fix...other than using the library of course. I use it to get Amazon gift cards in increments of $5 and when I have enough for free shipping I go for it. I've also used the cards for birthday gifts so I am saving money out of my regular budget. If you're not doing it, check it out! http://www.swagbucks.com/refer/JessFletch
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